A bill (S. 467) introduced by Sen. Christopher Dodd (D-CT)would extend the Terrorism Risk Insurance Act of 2002 (TRIA) for three more years. The TRIA, which expires at the end of this year, would keep the program in place while a commission develops a transitional system to take its place. Without the TRIA, a government program that keeps insurance for terrorist attacks affordable, proponents of the bill argue that terrorism insurance would become unaffordable for most businesses.