The cost of 9-11 was staggering, but it was far less than a worst-case scenario in terms of life-insurance and injury related claims. That's according to Risk Management Solutions (RMS,a company that helps insurers gauge and manage risk. In a recent report, RMS estimates losses for several segments of the insurance industry--workers' compensation, individual and group life insurance, accidental death and dismemberment, and health insurance--in seven hypothetical scenarios that it models.

CasualtyStudy_Final0804.pdf